Privacy Policy for CalculatorSWP

Last Updated: June 23, 2025

Welcome to CalculatorSWP. This Privacy Policy outlines how CalculatorSWP collects, uses, maintains, and discloses information collected from users (each, a “User”) of the CalculatorSWP website (“Site”). This privacy policy applies to the Site and all products and services offered by CalculatorSWP.

1. Information We Collect

At CalculatorSWP, we are committed to protecting your privacy. We collect different types of information to ensure the functionality and improvement of our services:

1.1 Non-Personal Information

When you visit our Site, we may collect non-personal identification information about you whenever you interact with our Site. Non-personal identification information may include the browser name, the type of computer, and technical information about Users’ means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information. This data is collected for analytical purposes to help us understand user behavior, improve website performance, and troubleshoot issues. This information does not identify any individual user.

1.2 Personal Information

CalculatorSWP does not directly collect or store any personal identification information from you for the use of our SWP Calculator. Our primary tool, the SWP Calculator, operates entirely on the client-side (within your web browser). This means:

  1. No Calculator Input Data Stored: Any financial data you enter into the SWP Calculator (e.g., initial investment, withdrawal amounts, rates of return, tax, or inflation) is processed locally on your device. This data is never transmitted to our servers, stored in our databases, or shared with any third parties.

  2. No Registration Required: You do not need to register an account or provide any personal details to use the calculator.

However, we may collect personal identification information from Users in a few specific ways:

  1. Contact Forms: If you choose to contact us via email at syedmuhammadahmed@gmail.com or through any future contact forms on our Site, we will collect your email address and any other information you voluntarily provide in your message. This information is used solely to respond to your inquiry.

  2. Newsletters (Future): Should we introduce a newsletter service in the future, we would collect your email address with your explicit consent to send you updates and relevant content. You would always have the option to unsubscribe.

2. How We Use Your Information

We use the collected information for the following purposes:

  1. To Improve Our Site: We may use aggregated, non-personal information to understand how our Users as a group use the services and resources provided on our Site. This helps us to enhance user experience and website functionality.

  2. To Respond to Inquiries: If you contact us, we use the information you provide to respond to your questions and support your needs efficiently.

  3. To Send Periodic Emails (Future): If you opt-in to our mailing list (should one be available), we may send you emails that may include company news, updates, related product or service information, etc.

3. Data Sharing and Disclosure

CalculatorSWP does not sell, trade, or rent Users’ personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above.

As explicitly stated, data entered into our SWP Calculator is never shared, transmitted, or disclosed to any third parties as it is processed client-side.

4. Data Security

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Site. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Cookies and Tracking Technologies

Our Site may use “cookies” to enhance User experience. Your web browser places cookies on your hard drive for record-keeping purposes and sometimes to track information about them. You may choose to set your web browser to refuse cookies or to alert you when cookies are being sent. If you do so, note that some parts of the Site may not function properly.

We may use third-party services, such as Google Analytics, that collect, monitor, and analyze this type of information in order to increase our Site’s functionality. These third-party service providers have their own privacy policies addressing how they use such information.

6. Third-Party Links

Users may find advertising or other content on our Site that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites that have a link to our Site, is subject to that website’s own terms and policies.

7. Children’s Privacy

Our Site is not intended for individuals under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us at syedmuhammadahmed@gmail.com. If we become aware that we have collected personal information from a child under age 13 without verification of parental consent, we take steps to remove that information from our servers.

8. Your Rights

Given that CalculatorSWP primarily operates without collecting personal data for its core calculator functionality, your rights primarily pertain to any information you voluntarily provide (e.g., via email).

  1. Access and Correction: You have the right to request access to any personal information we hold about you and to request corrections to any inaccuracies.

  2. Deletion: You may request the deletion of your personal information that we hold.

To exercise these rights, please contact us at syedmuhammadahmed@gmail.com.

9. Changes to This Privacy Policy

CalculatorSWP has the discretion to update this privacy policy at any time. When we do, we will revise the “Last Updated” date at the top of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

10. Contact Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

CalculatorSWP
Website: CalculatorSWP
Email: syedmuhammadahmed@gmail.com

This document was last updated on June 23, 2025.